PCI Compliance ‘merchant levels’ – where do you fit?
You may have heard of the four PCI compliance merchant levels and may be slightly confused as to which level your business fits into.
It really is quite simple, however, and the merchant levels are defined by Visa and are based on transaction volume over a 12 month period as per below:
| Merchant Level | Description |
| 1 | Any merchant processing over 6 million Visa transactions per year. Visa also has sole discretion to determine which businesses should meet Level 1 requirement (in order to minimise risk to the Visa system). |
| 2 | Any merchant processing between 1 million – 6 million Visa transactions per year. |
| 3 | Any merchant processing between 20,000 – 1 million Visa e-commerce transactions per year. |
| 4 | Any merchant processing less than 20,000 Visa e-commerce transactions per year. All other merchants processing up to 1 million Visa transactions per year. |
Visa also advise that any merchant that has suffered a hack which has resulted in account data leaks can be escalated to a higher validation level at any time.
Whichever level your business may fall into, PCI Telecom can consult on the correct steps to take to ensure you are compliant.
Call us and discuss your requirements on 0330 022 0660 today or drop us an email to [email protected] to find out more.
You can also download our brochure here.
